:root{--bg:#f8f5f0;--surface:#fff;--surface-2:#efe7dd;--ink:#211e22;--muted:#686168;--aub:#251b27;--aub2:#3d2b40;--accent:#a36a3e;--accent-hover:#86522e;--accent-tint:#f1e3d5;--border:rgba(33,30,34,.13);--radius:16px;--shadow-sm:0 1px 2px rgba(24,16,25,.06),0 4px 12px rgba(24,16,25,.05);--shadow-md:0 2px 5px rgba(24,16,25,.07),0 16px 38px rgba(24,16,25,.09);--shadow-lg:0 4px 12px rgba(24,16,25,.1),0 25px 60px rgba(24,16,25,.14);--serif:Georgia,'Times New Roman',serif;--sans:Inter,ui-sans-serif,system-ui,-apple-system,'Segoe UI',sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.7 var(--sans);overflow-x:hidden}img,svg,iframe,video{max-width:100%}a{color:inherit;text-decoration:none}button,input{font:inherit}.container{width:100%;max-width:1200px;margin-inline:auto;padding-inline:clamp(16px,4vw,40px)}.skip-link{position:fixed;left:12px;top:-80px;background:var(--aub);color:#fff;padding:10px 16px;z-index:999}.skip-link:focus{top:12px}:focus-visible{outline:3px solid #d4a77f;outline-offset:3px}h1,h2,h3{font-family:var(--serif);font-weight:400;line-height:1.06;letter-spacing:-.025em;margin:0}h1{font-size:clamp(3rem,6vw,5.2rem)}h2{font-size:clamp(2.2rem,4vw,3.7rem)}h3{font-size:clamp(1.35rem,2vw,1.8rem)}p{margin:0 0 1rem}.eyebrow{display:block;color:var(--accent);font-size:.73rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;margin-bottom:18px}.lead{font-size:clamp(1.05rem,2vw,1.25rem);color:var(--muted);max-width:700px}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:50px;padding:0 23px;border:1px solid var(--accent);border-radius:8px;background:var(--accent);color:#fff;font-weight:750;font-size:.9rem;box-shadow:var(--shadow-sm);transition:.18s ease}.button:hover{background:var(--accent-hover);border-color:var(--accent-hover);transform:translateY(-2px);box-shadow:var(--shadow-md)}.button--outline{background:transparent;color:var(--accent)}.button--dark{background:var(--aub);border-color:var(--aub)}.site-header{position:sticky;top:0;z-index:100;background:rgba(248,245,240,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--border);transition:.2s}.site-header.is-scrolled{box-shadow:var(--shadow-md)}.header-row{min-height:76px;display:flex;align-items:center;gap:28px}.logo{display:flex;flex:0 0 auto}.site-nav{display:flex;align-items:center;gap:5px;margin-left:auto}.site-nav>a,.nav-group__toggle{border:0;background:transparent;padding:11px 12px;border-radius:8px;font-size:.84rem;font-weight:700;color:#3e393e}.site-nav>a:hover,.nav-group__toggle:hover{background:var(--accent-tint)}.nav-group{position:relative}.nav-group__toggle{display:flex;align-items:center;gap:5px;cursor:pointer}.nav-group__toggle svg{width:12px;transform:rotate(135deg)}.nav-menu{position:absolute;top:calc(100% + 8px);left:0;min-width:270px;max-height:70vh;overflow:auto;padding:8px;background:var(--surface);border:1px solid var(--border);border-radius:13px;box-shadow:var(--shadow-md);opacity:0;visibility:hidden;transform:translateY(-5px);transition:.16s ease}.nav-group:last-of-type .nav-menu{left:auto;right:0}.nav-group:hover .nav-menu,.nav-group.open .nav-menu,.nav-group:focus-within .nav-menu{opacity:1;visibility:visible;transform:none}.nav-menu:before{content:'';position:absolute;top:-5px;left:24px;width:9px;height:9px;background:var(--surface);border-left:1px solid var(--border);border-top:1px solid var(--border);transform:rotate(45deg)}.nav-menu a{display:block;padding:9px 11px;border-radius:8px;font-size:.82rem}.nav-menu a:hover,.nav-menu a:focus{background:var(--accent-tint);color:var(--aub)}.header-cta{margin-left:8px!important;color:#fff!important;padding-inline:17px!important}.nav-toggle{display:none;border:0;background:none;margin-left:auto;width:44px;height:44px;color:var(--aub)}.nav-toggle svg{width:24px}.close-svg{display:none}.hero,.page-hero{position:relative;isolation:isolate;overflow:hidden;background:radial-gradient(circle at 84% 20%,rgba(163,106,62,.19),transparent 35%),linear-gradient(135deg,#f8f5f0,#efe5d8)}.hero:after,.page-hero:after,.section--pattern:after{content:'';position:absolute;inset:0;z-index:-2;opacity:.13;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='48' height='48'%3E%3Cpath d='M48 0H0v48' fill='none' stroke='%23a36a3e' stroke-width='.6'/%3E%3C/svg%3E")}.hero{min-height:720px;display:flex;align-items:center;padding:88px 0}.page-hero{padding:95px 0 80px}.hero-canvas{position:absolute;inset:0;width:100%;height:100%;z-index:-1;pointer-events:none}.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(390px,.92fr);gap:clamp(35px,6vw,80px);align-items:center}.hero h1,.page-hero h1{max-width:800px}.hero-copy .lead,.page-hero .lead{margin:25px 0 30px}.hero-art{margin:32px 0 0;filter:drop-shadow(0 24px 30px rgba(37,27,39,.15))}.trust-row{display:flex;flex-wrap:wrap;gap:15px;margin-top:25px}.trust-link,.flag-chip{display:flex;align-items:center;gap:9px;padding:9px 12px;border-radius:9px;background:rgba(255,255,255,.75);border:1px solid var(--border);font-size:.78rem;font-weight:700}.trust-link svg{width:20px;color:var(--accent)}.flag-ca{width:23px;height:16px;background:linear-gradient(90deg,#d52b1e 0 23%,#fff 23% 77%,#d52b1e 77%);border:1px solid rgba(0,0,0,.1)}.section{position:relative;padding:clamp(72px,9vw,118px) 0}.section--surface{background:var(--surface)}.section--dark{background:var(--aub);color:#fff}.section--dark .lead,.section--dark p{color:#d1c8cf}.section--tint{background:var(--surface-2)}.section-header{max-width:760px;margin-bottom:42px}.section-header h2{margin-bottom:18px}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-md);padding:28px;transition:.18s ease}.card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.section--dark .card{background:var(--aub2);border-color:rgba(255,255,255,.12)}.icon-badge{width:48px;height:48px;border-radius:13px;background:var(--accent-tint);color:var(--accent);display:grid;place-items:center;margin-bottom:20px}.icon-badge svg{width:25px}.card h3{margin-bottom:12px}.card p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(35px,7vw,85px);align-items:start}.form-block{background:#fff;color:var(--ink);border:1px solid var(--border);border-radius:20px;padding:clamp(24px,4vw,40px);box-shadow:var(--shadow-lg)}.form-block__intro{font-weight:700;margin-bottom:18px}.form-legal{font-size:.73rem;color:var(--muted);margin:16px 0 0}.form-legal a{text-decoration:underline}.form-block form>div{display:grid!important;grid-template-columns:1fr 1fr!important;gap:13px!important}.form-block form>div>div:nth-child(n+3){grid-column:1/-1!important}.form-block input[type=text],.form-block input[type=email],.form-block input[type=tel],.form-block input[type=password]{width:100%!important;height:50px!important;border:1px solid var(--border)!important;border-radius:8px!important;background:#fff!important;color:var(--ink)!important;padding:0 14px!important;box-shadow:var(--shadow-sm)!important}.form-block input:focus{border-color:var(--accent)!important;outline:3px solid rgba(163,106,62,.18)!important}.form-block input[type=submit]{width:100%!important;min-height:50px!important;border:0!important;border-radius:8px!important;background:var(--accent)!important;color:#fff!important;font-weight:800!important}.form-block .iti{display:block!important;width:100%!important}.form-block .iti input[type=tel]{padding-left:112px!important}.form-block .iti__country-container{left:0!important;right:auto!important;max-width:104px!important}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{position:relative;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:25px;box-shadow:var(--shadow-sm)}.step-num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--accent);color:#fff;font-weight:800;font-size:.8rem;margin-bottom:18px}.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-md);background:var(--surface)}table{width:100%;border-collapse:collapse;min-width:680px}th,td{text-align:left;padding:16px 18px;border-bottom:1px solid var(--border);vertical-align:top}th{background:var(--surface-2);font-size:.77rem;text-transform:uppercase;letter-spacing:.07em}tbody tr:last-child td{border-bottom:0}.yes{color:#26724a;font-weight:800}.no{color:#a23945;font-weight:800}.exchange-row{display:flex;flex-wrap:wrap;gap:12px}.exchange-chip{padding:13px 20px;border:1px solid var(--border);border-radius:999px;background:var(--surface);font-family:var(--serif);font-size:1.1rem;box-shadow:var(--shadow-sm)}.review-head{display:flex;align-items:center;gap:15px;margin-bottom:17px}.review-head img{width:64px;height:64px;border-radius:50%;border:2px solid var(--accent-tint)}.review-meta{font-size:.78rem;color:var(--muted)}.review-figures{display:flex;gap:18px;padding:13px 0;margin:14px 0;border-block:1px solid var(--border);font-size:.82rem}.note{padding:22px 24px;border-left:4px solid var(--accent);background:var(--accent-tint);border-radius:0 12px 12px 0}.faq-list{max-width:900px}.faq-item{border-bottom:1px solid var(--border)}.faq-question{width:100%;border:0;background:none;display:flex;justify-content:space-between;gap:20px;padding:22px 0;text-align:left;font-weight:750;color:var(--ink);cursor:pointer}.faq-answer{display:none;color:var(--muted);padding:0 0 22px}.faq-item.open .faq-answer{display:block}.map-embed{overflow:hidden;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-md);aspect-ratio:16/9;min-height:320px}.map-embed iframe{border:0;width:100%;height:100%}.breadcrumbs{padding-top:18px;padding-bottom:18px;display:flex;gap:10px;color:var(--muted);font-size:.8rem}.article{max-width:820px}.article p{color:var(--muted)}.article h2{font-size:2.2rem;margin:40px 0 15px}.article h3{margin:30px 0 12px}.legal-list li{margin-bottom:12px}.site-footer{background:#191219;color:#fff;padding:72px 0 28px}.footer-top{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:38px}.footer-top>div:first-child p{color:#bfb4bc;max-width:280px;margin:20px 0}.footer-top h2{font:800 .73rem var(--sans);text-transform:uppercase;letter-spacing:.12em;color:#d6a67f;margin-bottom:15px}.footer-top a{display:block;color:#c9c0c6;font-size:.78rem;padding:4px 0}.footer-disclaimer{border-top:1px solid rgba(255,255,255,.12);margin-top:50px;padding-top:25px;font-size:.75rem;color:#a99fa6}.footer-disclaimer p{max-width:850px}.reveal-ready [data-reveal]{opacity:0;transform:translateY(8px)}.reveal-ready [data-reveal].revealed{opacity:1;transform:none;transition:.55s cubic-bezier(.2,.6,.2,1)}
@media(max-width:1050px){.site-nav{position:fixed;inset:76px 0 auto;background:var(--bg);display:block;padding:18px 20px 28px;max-height:calc(100vh - 76px);overflow:auto;box-shadow:var(--shadow-lg);transform:translateY(-115%);opacity:0;transition:.2s}.site-nav.open{transform:none;opacity:1}.site-nav>a,.nav-group__toggle{display:flex;width:100%;padding:13px;text-align:left}.nav-group__toggle{justify-content:space-between}.nav-menu{position:static;display:none;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;background:var(--surface-2);margin:0 10px 8px;max-height:none}.nav-group.open .nav-menu{display:block}.nav-menu:before{display:none}.nav-toggle{display:grid;place-items:center}.nav-toggle[aria-expanded=true] .menu-svg{display:none}.nav-toggle[aria-expanded=true] .close-svg{display:block}.hero-grid{grid-template-columns:1fr}.hero-copy{max-width:800px}.hero-art{max-width:720px}.footer-top{grid-template-columns:1.4fr repeat(2,1fr)}}
@media(max-width:760px){.hero{padding:70px 0}.page-hero{padding:70px 0 58px}.hero-canvas{display:none}.split{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.form-block form>div{grid-template-columns:1fr!important;grid-template-areas:none!important}.form-block form>div>div{grid-column:1/-1!important;grid-area:auto!important}.footer-top{grid-template-columns:1fr 1fr}.footer-top>div:first-child{grid-column:1/-1}}
@media(max-width:420px){h1{font-size:2.75rem}.steps{grid-template-columns:1fr}.card,.form-block{padding:22px}.footer-top{grid-template-columns:1fr}.footer-top>div:first-child{grid-column:auto}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}.hero-canvas{display:none}.reveal-ready [data-reveal]{opacity:1;transform:none}}